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The truth nobody has told you
Your business has never been diagnosed. Not once. Not by anyone.
Your accountant tells you what happened last year. Your bank renews your facility without comment. Your solicitor waits to be called. Nobody has ever looked at the whole picture — across every domain that drives your business and your personal financial world — and shown you one number: the total value you're leaving on the table.
We do. In three minutes. Free.
Five questions you should be able to answer
Am I earning what I should be from this business?
Am I paying too much tax?
Is my family protected if something happens to me?
Can I retire when I want to — or when I have to?
Is my accountant actually doing their job?
If you can't answer all five with certainty — you've never been diagnosed. And you deserve to be.
What we do
Diagnostic Underwriting. Numbers & Strategy.
We are a diagnostic underwriting firm that does your numbers and your strategy. We diagnose businesses across ten domains, underwrite a position on the recoverable value, and commit to getting it back.
The Diagnostic
Ten domains. Four parts. Forensic examination of your business and personal financial world. We find what nobody else finds — because nobody else looks this deep.
Numbers & Strategy
Management accounts. Financial analysis. Extraction modelling. Cash flow management. Business valuation. Everything your accountant should be doing and isn't.
The Recovery
We don't just find the value. We get it back. Intervention programmes designed to recover the money your business is leaving on the table — typically £140K–£280K per year.
"Prevention is better than cure. Your body gets a diagnostic. Your car gets a diagnostic. Your business never has. Until now."
HOFFER — DIAGNOSTIC UNDERWRITING FIRM
Start here
Before the accountant. Before the bank. Before the solicitor. Before any decision.
The diagnosis is upstream of everything. Every adviser in your life works downstream — reacting to your current position without questioning whether it should exist. Hoffer diagnoses first. Everything built on the diagnosis is built on the truth. Everything built without it is built on assumptions.
Start with the truth. Start with Hoffer.
Explore Hoffer
Start with the question that matters to you.
Take the Score, understand the principle behind our work, or see how Hoffer works in practice.